Know your credit. Plan your next move.
Credit, explained.
Video lessons coming soon.
In the meantime, explore the essentials below.
01 · Understand your credit report
Start with your personal information, accounts, balances and payment history. Check that the information belongs to you and note anything unfamiliar. A credit report and a credit score are not the same thing.
02 · Spot potential inaccuracies
If an account or payment looks incorrect, gather supporting records and ask the relevant credit bureau about its dispute process. Accurate negative information cannot simply be removed because it is unfavorable.
03 · Prepare for your next purchase
Review your budget, payment history and outstanding balances before applying. Approval and rates depend on the lender, your finances and other factors; no score or approval is guaranteed.
General educational information, not individualized financial advice. No score increase, approval or timeline is guaranteed.
Join the program
Create your Build Credit account.
Choose a password to get access to your personal dashboard.